Our Services

On this page you will find brief descriptions of the services which we provide. Whether you are already a member or simply interested in seeing what we can do for you, please browse around and discover all we have to offer.

Savings

We offer you a safe and easy way to save your money. Much better than the underneath of Granny’s mattress.

Loans

As little as 1% interest per month means that you can borrow safely without incurring crippling interest charges. See the Loans Page for full details of how to apply. Use our loan calculator to see how little you will have to repay. Check here for the Loans Calculator .

Interest and Dividends

We don’t charge you very much, but our annual dividend is as good as any bank.

Young Savers

You’re never too young to save. Maths might be boring, but saving up enough to afford a new skateboard isn’t.

Payroll Savings

The easiest way to save. We can receive a monthly amount from your wages, where employers are receptive, but unlike the taxman, we’ll give it back.

Flexicredit

A service for existing members, a pre-agreed loan limit based on the amount you pay each week/month. Please call our office for further details.

Free Life Insurance

Members savings and loans are automatically protected at no extra cost to you. In the event of your death your loan will be paid off and your shares doubled (subject to eligibility).