Christmas on a Budget

Not long now! Just a couple of weeks to go and it will be Christmas! No doubt you are still running around getting last minute presents and preparing for the holidays.

 

Although Christmas is probably the most expensive time of year, you can do Christmas on a budget. We posted a few weeks ago when we talked about avoiding the Christmas spending hangover, so today we thought with just a couple of weeks left we will focus on food and entertaining!

 

Here’s our Top 5 Tips

 

Shop Around

 

When it comes to food there are always savings to be made. We have listed further down the cheapest supermarkets when it comes to Christmas dinner. As you can see there is a lot of difference, so spend the time shopping around to get the most from your budget.

 

Save Leftovers

 

Christmas leftovers are so delicious! You can make your turkey go a long way with sandwiches, stews and curries. Be creative. If you are having buffet food, again put the food in the fridge for the next event and you’ll find you won’t need to buy as much!

 

Share the Entertaining

 

If you have people coming over or if you are going to other places, share the entertaining. Ask people to bring something and if you ask enough people you might end up just having to do only one course. Everyone is always more than happy to bring something and contribute, so don’t be shy and ask!

 

Go to Supermarkets Late

 

Shopping later in the day usually means you get the best deals. Although it is going to be busy this time of year, over the Christmas period it will be quieter and there will be lots of discounts, so go later in the day or evening and pick up some bargains!

 

Keep it Simple

 

We all love Christmas but allow yourself to enjoy the experience. Don’t feel pressured into spending what you cannot afford. Often the simplest things are always the best so try to keep your Christmas dinner menu simple and the same for other buffets and entertaining. You could do a whole pot of chilli or something similar and feed a large party and it would cost you far less than putting on an elaborate spread that a lot of which may get left anyway.

 

To help you along your way, here’s the Good Housekeeping’s Top 10 supermarkets for the cheapest Christmas dinner. This is based on 8 people so if you have fewer people then it will be even less!

 

Aldi: £22.03

Lidl: £24.57

Iceland: £24.81

Tesco: £28.08

Asda: £29.68

Morrisons: £31.12

Co-op: £31.26

Sainsbury’s: £35.40

Waitrose: £40.02

Marks and Spencer: £49.90

 

Whatever you are doing this Christmas, we hope you have a wonderful and relaxing time…enjoy!

 

Categories: BLOG.

Job Opportunity at our Mansfield Branch

Member Services Assistant – Mansfield

 

You’ll be responsible for building relationships with customers on a one-to-one basis. You’ll take time to find out their needs and provide a solution from our products and services. You’ll need to provide face to face and telephone-based customer service. The aim of the role is to help customers achieve financial stability.

Who we’re looking for:

You don’t need any direct experience in the financial services – but you will need experience in an account management or an in-depth customer service role.

You’ll need to have:

  • An interest in people and building rapport quickly
  • Plenty of drive and commitment.
  • Confidence and be able to speak to lots of different types of people in any situation
  • Good decision making skills and the ability to analyse complex situations
  • Excellent IT skills including Microsoft Office packages
  • Enthusiasm about working as part of a team.

As a minimum requirement you’ll:

  • have previous experience in financial services or retail customer-facing roles.
  • have numeracy and literacy skills equivalent to GCSE grade C or NVQ II standard.
  • have previous experience focusing on customer outcomes from in-depth customer interactions.
  • be inquisitive, outgoing and empathetic.
  • be aware of financial services compliance rules and regulations.

It would be nice if you also had:

  • Previous experience in a similar account management or in-depth customer handling position.

What you’ll be doing

Working on the branch floor, you’ll be banking hall and office-based. You’ll need to have the confidence to build relationships with people that expect a wide knowledge of financial services.  You’ll be comfortable in answering a simple question to handling a complex problem.

Your communications skills will shine when you’re out and about talking to Partners and potential customers. Finding out how our services meet their needs and putting us in a positive light are essential parts of the role.

You’ll stay enthusiastic, calm and polite.  You’ll share your in depth knowledge of our products and services with our customers, ensuring they have all the information they need to make the right choice.

You’ll sometimes work on your own, but you’ll mostly work with colleagues, supporting each other to help customers. You’ll have to be able to spot opportunities to help our customers. You’ll need to know the ins and outs of all our products and services and how to work our computer systems and processes, but we’ll train you in that.

This role is for 21 hours – Tuesday – Friday.

Salary is £14560 pro rata

Closing date is 3rd January 2017. Interviews to take place week commencing 9th January.

Please apply with a covering letter of interest and your CV to Ella Ferris, General Manager, email ella@nottinghamcu.co.uk

 

 

Categories: LATEST NEWS.