Engage Prepaid Card

We are now offering the Engage Prepaid card as a way to keep track of your spending in real time. Simply ‘load’ money onto the card and you can use wherever you see the VISA logo. Withdraw from ATMs, get cashback and shop on the internet just like any other debit card but without the worry of overspending or charges. For the low monthly fee of £2 you get all of the following:

  • FREE for any purchases made within the UK
  • FREE cashback
  • Mobile app to help you keep track of your spending. Live balances means no more waiting
  • Your own sort code and account number meaning real-time credits to your account
  • Loads directly from your NCU savings within 30 minutes
  • Online budgeting tool to help you plan your spending
  • Send money by standing order or to people’s mobile number
  • Earn up to 15% cashback rewards from the following retailers:

Argos, ASDA, M&S, Toys R Us, Babies R Us, New Look, Spafinder Wellness 365, Storey Carpets, Pizza Express, Leslie Davis, Halfords, Inspire, H. Samuel, HotelStayUK, B&Q, Ernest Jones, Debenhams, Carpet Right, Belgo, Bella Italia, Cafe Rouge, Hotel Exclusives, BHS, Virgin Experience Days, Yo! Sushi, Tune Tribe.

For more information visit the Engage website:


Click here to download an application form

Already Have an Engage Account?  Click Here to log in.

“In my first month with the Engage card, I’ve already earned £12 cashback from shopping at ASDA. The card has more than paid for itself!”


Monthly management fee £2
Cashback instore FREE
Get balance at an ATM 10p
ATM withdrawal in the UK 75p
ATM withdrawal overseas £2 + 2%
Purchases within the UK FREE
Overseas purchases £1 + 2%
Pay-in from bank account transfer  FREE
Pay-in from PayPoint 50p + 2.5%
Transfer to UK bank account in 3 working days FREE
Additional card FREE
Lost/stolen/damaged replacement card £5
Expired card replacement FREE

  • Up to £250 maximum ATM withdrawal per day
  • Maximum £5000 card balance at any one time

Engage Classic Account Terms & Conditions

Need help with your Engage Card account?  You can find a full list of FAQs and Support at